Who does business like this? never shipped my cards and they close my account, never shipped my cards Never available by phone, and I have requested a supervisor multiple times. In addition, youre never responsible for fraudulent purchases made on your card. I wish that I could post all of my pictures, but then again, they're speaking loud and clear about how they feel about their customers and their Customer Service, but not address any negative reviews on this website alone in over 12 months. (To accept the image, tap the green check mark. Here are some things you can try to lower your credit card interest rate and pay off your debt faster. Wire transfers typically process within a day but may cost more. I'm disgusted. Do not bother. We'll help you open a fee-free UK bank account in one day, with: No minimum deposit required. << /Filter /FlateDecode /Length 28156 >> Review information, and if correct, tap Approve. Worst experience Ive ever had. Youve likely heard the stories about the IRS being notified when you deposit a large amount of cash. I've contacted them and they said they will send my money back but it will take 24-48 hours. I applied for this car about 6 months ago I put $500 in it unsecured and they gave me $1,000 limit I use the card and was supposed to get rewards 2% or certain purchases and 1% on others once you get your rewards they build up but you cannot redeem them, I have over $100 in the redemptions but you can never use them every time you try to redeem them you get an error message, every time you email them they give you a cookie cutter response they say they're working on it and it should be up ASAP but it never works and you always get the same email back you can't contact anyone by phone and the chat within the app kicks you out every time you click on it this is a very sketchy company and it has so many other bad reviews I would stay far away from this company that's why you cannot use this company for car rental anymore stay away at all costs. Line-up the check image with the frame, and take picture. 2. No waiting time in bank queues. Sable reports payments to the major credit agencies monthly, helping cardholders build credit over time. Open an account and get a card in 5 minutes. When I ask when they will be shipped, I get the same answer. "I don't see any cards." More information. Certain types of checks are not able to be deposited through your mobile phone. She's a licensed Realtor with Edina Realty in Minneapolis, Minnesota (also licensed in Wisconsin too) and has been freelance writing for over six years. They bank on the non Americans not knowing the systems thats why they approve more of them then Americans! Secured credit absolutely worst credit builder ever guided me poorly. Please note that we report to the credit bureaus a snapshot of your account as of the last day of the month. On Feb 14, after a problem with my address, my account was blocked, they did not give any information about this ,terrible support, I called them and wrote to them, but they ignore me! I've been waiting since September 2nd and again on October 2nd for the callbacks that I was supposed to receive. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. What Are Financial Ratios and Why Are They Important? This review was completed using information from the Sable website. Company listings on this site DO NOT imply endorsement. For a month now I haven't had access to my cash back rewards. Start using your virtual debit and credit card immediately by linking your card with mobile pay. Bank Of America 2. Call us at 800-236-8866 during our regular customer care hours. Click "Log In" to access your account. The obvious question How long before I could anticipate receiving a card, I don't need an exact date, just wondering if it will be weeks, months, years? I had an unauthorized charge and a cooperative merchant who informed me they didnt attempt to investigate or resolve my issue they ran the clock out and denied it! There's no one to help you! THE WORST! Sable has started with launching core banking products - checking, debit cards, and credit cards and may expand down the financial stack into any service an International may . They never did Ive sent 99+ emails and spoke to 50+ reps since feb 2022 and nothing has been done to fix it. Tried live chat. Get unlimited cash . Its extremely frustrating that I cant speak to anyone live, I have tried, phone and chat, Nobody answered and nobody called back, and nobody responded while I tried to chat. SO EASY FOR A SCAMMER TO OPEN WITH SOMEONE ELSES INFO!!!! Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens! Appears to me that they opened an account without my consent and they don't have an application so now they are scrambling similar to what Wells Fargo did to their customers. Sable is an online-only bank that offers a zero fee promise no monthly fees, ATM fees, overdraft fees, or foreign transactions fees. Now I have to use the virtual cards instead. Quick & Easy-to-Use: Cash checks instantly 24/7 from virtually anywhere. STAY AWAY!!! After an investigation they have decided to close my account AND KEEP MY MONEY. Unfortunately, we do not have any additional details at this time but I have requested a status. The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. BankMobile has partnered with over 800 schools across the USA and successfully disburses refunds for over 5 million students each year. Add an email address in the Email Receipt To field and tap Continue. Absolutely horrible!!! Hours. Sable Moving Money Transfers Articles in this section Direct Deposit Status Where is my ACH transfer? This company has the WORST customer service I've ever seen. For items submitted by5:00 PM ESTMondayFriday, funds will be deposited on the day of deposit. I am also able conveniently to send transfers abroad, its low fees and fast. At some banks, such as Chase Bank, you can even deposit your check onto your prepaid card using branch ATMs. How to Log In to a Sable Credit Card Account Open the Sable mobile app. Their customer service is abysmal and any email correspondence is spotty at best. No issues. Save my name, email, and website in this browser for the next time I comment. On that note, it's time for me to bow out on Sable and let them treat the people that do NOT know their worth like trash, all while you're making them filthy rich. I consider it a loss but this is a warning to anybody ever considering opening an account with them. Stay away unless you are interested in an efficient way of getting rid of money. Bankrate's best banks for early direct deposit in 2023. Instead of depositing checks at the ATM, your bank's. Well, I waited a full hour for a human being to come into the chat conversation, but that never happened. Here is a list of factors that might affect how much money you can add to your bank account via mobile deposit. Do not use this company to build credit, there are better options. Applied and granted the Debit and Sable One Credit Card. I am but one legal immigrant compared to those thousands of illegals who want to be in the United States. Negative stars2 months no cardsnow suddenly closed??! Ive had my account for a short time and Im steady Brent building my credit on their secured credit account option. Sable Bank Account And Debit Mastercard summary. I signed up for sable as i was looking for a new mobile bank to work with. Im literally trying to contact them regarding closing my account, I opened it thinking it was a good bank but now seeing hundreds of comments saying they are fraudulent and scammy I changed my mindI feel like Im stuck with this bank and dont want to take a hit on my credit can anyone help????? To transfer money takes about a week to do and you cannot pay your credit card with any other bank card but sable. Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address. Sable is effortless, borderless banking for a more connected world. You can also bank with us 24/7 through digital and automated telephone banking and ATMs. They also play this little game with you telling you the card will be unsecured in as little as 4 months and make you jump through hoops and then freeze or restrict your account for no reason or explanation and reject incoming deposits causing you not to be able to pay your account because you can ONLY pay the account from money in your Sable bank account! Four weeks later, emails not returned, my money is still frozen and no end in sight. They deposited a small amount of money and paid the 1st month 's balance. They ignore emails for weeks and refuse to allow anyone to speak to a supervisor. I applied for the Sable card months ago and they did send me 2 cards, one for debit and the other for credit. Well I have a SSN and I do have some credit history and they instantly rejected me. I contacted them several times about the bonus and always got the brushoff. Account restricted a month ago as the majority of others report. A bank that rips you off isn't a bank, it's a scam. They approve non Americans but wont approve an American? The cards dont have an annual fee and you can earn 1%-2% cashback on qualifying purchases. Mobile deposit is a way to deposit a check without physically going to the bank. The customer service isnt the greatest, but they are reachable by chat. The Sable Bank Account and Debit Mastercard has no annual fees, no foreign transaction fees and 0% APR. Sable does as this is an absolute SCAM! If you choose a BankMobile Vibe account as a refund preference, you have fee-free access to over 55,000 ATMs across the country, including those located in Walgreen and CVS stores. I called and the lady said it was closed due to inactivity. I am now saddled with this stupid account just so I don't end up with a closed account on my credit history that I am working hard to rebuild. So you have to find a place that deposits cash. Because changing mobile deposit limits is possible, its important that you keep abreast of communication from your bank. None Would you like to continue? I'm unable to access my own funds! Chat is permanently closed. 3. Make sure the entire check image is captured and in focus. GO TO ANYBODY ELSE!!!!! Get paid back from friends for the concert tickets you purchased. I called them on 10/28/22 to find out where my money is and they said that they would send a wire transfer and I should receive it in 24-48 hours. For the love of god please go with another company. They anticipate and prey upon large transfers and direct deposits and quite literally steal your money by "locking" your account for "inactivity" or what they consider to be fraudulent behavior, when really THEY are the frauds! These funds serve as a security deposit only. For example, for the month of June, we will report to the bureaus in July. All I have to say is oh my goodness! Read the other reviews!! But they didnt bank on all the resources and support I had to fight back I broke down the 3 ways my consumer rights were violated and provided the links to view the case law around this and they went silent. Annual Percentage Yield (APY) None. Transfer funds from a linked bank using routing and account numbers. No need for mountains of paperwork. The listings featured on this site are from companies from which this site receives compensation. They want to "make sure" the wire transfer I received was really for me. No waiting in line required. when i say this digital bank platform has no idea how fed up people are with their ridiculous, asinine & outdated policy agreement ..if you ever receive your tax return & have it set to deposit into sable debit, remember since November 9th, 2022 their *weekly* transaction limit is $1,000 & oh yeah the kicker *no more* atm withdrawals but dont worry you can certainly deposit every cent you have & rest assured they will keep it as long as possible & make it hard for you to actually get your funds in some way or another ..i am closing the account soon as i can clear *my* money out their trashy system ..open an account at your own risk -, This company should not be trusted. The Sable Secured Card has no annual fee nor late payment penalty fee. The only complaint I have is their path to secured credit is questionable. Don't have an account? Citibank 6. A long story but also caused a ripple effect and we are now homeless. It's been 7 weeks and no card plus they reported to my credit report and closed the account for inactive account (for not using a card I don't have) so now I have a closed account on my credit bureou for no reason it was their fault I didn't get my card and now I have a closed account on my report which effects your credit when applying for another card. They never answer their telephone They are full of boo booI do not recommend anyone to come to Sable that I am so serious about. Transfer funds between your First Interstate accounts. But what happens when you deposit over $10,000? They include but are not limited to, PNC, Chase Bank, Citibank, Bank of America, and Wells Fargo. After they accepted the first transfer into my account, they restricted it. Lies upon lies tell you one thing they do the next. Both cards have no annual fees, no foreign transaction fees, and offer 1%-2% cashback on purchases. And what will the IRS do if you deposit large amounts of cash? They have a nonexistent customer service department as I was told there are only 2 people and all they can do is tell you they dont have an answer and this is IF THEY ANSWER OR RESOND. The very next day my whole account was blocked. It's a nightmare to even get bank statements, I've been trying to get my last 3 months of statements and they always sent me.the same 3 links to download em which it wouldve be great if the may and June statement weren't the same.. it's obviously a mistake on your system but I need the statements and no one send it to my email!!! Id really like a real response. To retake the image, tap the red undo button.) Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data. If these 3 options don't work for you, we've listed a few more alternatives below. never shipped my cards applyed mounts ago and they never shipped them!!! Simply take the check into the local branch. I would give it a 0 star if I could. Mobile deposit is only available through the Wells Fargo Mobile app. First of all, their customer service is non existent. While Credit.com always strives to present the most accurate . (11:07:46 AM) Andell Aziz: Please advise the process to have the account closed off No customer services available. Not very secure at all, trying to still get money back from unauthorized purchases. Bank of Internet. Make sure you are taking a picture of check in a well-lit area. False advertising, They have the worst customer service. Those background checks help keep us safe. Please provide PDF bank statements detailing joint bank account ownership with the listed receivers of the direct deposits. They do not answer calls, emails are answered 2 - 5 days. Its a scam please file a report and protect and freeze your credit. They do not respond to emails and they do not answer the phone. I was trusting of their very detailed webpage that I submitted photos of my Passport and EB3 visa foil page only to know that my application is denied. After reading the reviews here I'm glad I got rejected. Avoid this company like the plague. I have not been well. Overall a terribly run company that clearly banks on the fact that people will make large deposits which they essentially steal from you. After reading these reviews, Im truly glad Im not in and have never wired any money. Sable Bank Account And Debit Mastercard Visit Sable. Got my account open easily with minimal time commitment. Based on your account activity, were no longer able to service your account. Tap into personalized benefits & perks. Features. No SSN required Start building credit before you even enter the country. Insurance and Investment products are: Not a Deposit | Not Bank Guaranteed | Not Insured by FDIC or other Government Agency | Not a Condition of any Bank Loan, Product or Service may go down in value. I completed and submitted the list of transactions 8 times(they say they need more info) even though they can see all the transactions on the account. This leaves financial institutions with a . This company has a serious problem just like the guy said below. If they can't even handle the most basic business functions like getting a card mailed out, how could I ever trust them to handle my money? Download Sable. The Mobile Remote Deposit Capture services ("Online Service") are designed to allow you to make deposits to your checking, savings, or money . I reached out to find out how to fund the Sable One Credit Card (proof printed) and I was informed both accounts were closed during to inactivity. [3] You can load checks to your Card Account at your convenience without the hassle of waiting in line. Otherwise go back and make necessary changes. They did not report the account to the agencies for about 3 months after opening the secured card and whatever they reported -- I could not clearly see it on file. To pay off your monthly balance, youll need to deposit funds into a Sable bank account and make a payment from there. Sable has a simple online banking offering, with debit and credit cards available. There is a chance that you may redeposit a check that you already deposited via mobile deposit. I reached out again and let me tell you this has to be the worst customer service in life. Yes, both cards can be used with Apple Pay and Google Pay. I reported this company to the better business bureau. She shares powerful insights on her blog, Great Passive Income Ideas, that will show you how you can create passive income sources of your own. Fast forward to today. This company is a scam / fake. Online fintechs, including Chime and several Chime alternatives, also accept mobile deposits. And with that being said someone went into my account stolen money from it and I even send them prove because I had an alert of a purchase that was also made and which I couldn't cancel the order but I managed to get info of the person name/phone number and I've sent it to sable and they've refused to give me my money back which is $443.00, Screw sable they restricted my account and I didn't even receive the cards yet so I sent an email asking why they sent a response like the account is under investigation. Move money all over the world at guaranteed cheapest rate available with Sable's best rate guarantee. Scam. Let's fund your account Refer a friend. There is nobody to talk to on the phone and the will not respond back to any emails. For either of the options, you will need to have a Sable savings account. Enter Offer Code HMB323 when applying. Once the check is lined up correctly on your screen, the pictures will be taken automatically. All of these products can be accessed and used through the Sable app, available on both iOS and Android devices. Automating your financial tasks can save you time, money, and a lot of headaches. No one reached out to me. I was really liking my sable account, its convenient, easy to manage, easy to pay the secured card and payments avail right awaybut I have rewards which I try to redeem, and I get an error message. One way to improve your credit score is to be added as an authorized user on another persons credit account. Sign into your bank's mobile app: Once you have your bank's mobile app open, toggle over to the app's mobile deposit feature. They still cannot even answer for me when my replacement card was mailed. Mobile App Overview Service Feedback Bank of Internet. Direct Deposit Status 7 months ago Direct deposits will post on the schduled date entered by your employer, benefits provider or processor. ), and providing an option to turn off the "enable fingerprint" screen. I especially love the cashback benefits, the rewards section is great. You are leaving Cadence Bank's website Please be aware that when you leave our website that you will be going to a site that may have a privacy and/or security policy that differs from that of Cadence Bank. you are forced to have your salary to come to Sable that was pretty much a deal breaker for me on top of all other inconveniences and very poor design this service has. 10,000+ Wrongfully made charge hit secured card limit of 507$ and reports negative to credit even though they said I won dispute and they kept my deposit!! AND their help articles that say how to use CashApp to get funds into your account immediately are patently WRONG. For what then I received another email that wrote due to account activity they can no longer service me .I'm just glad that I never got the cards also glad I never sent money to them. BUSINESS ACCOUNT Customers I have been in business for many years and if a business does not keep up to their agreement you have a right to back out and not pay or repay that business. The developer provided this information and may update it over time. I just opened the account earlier this month did nothing wrong and they restricted my account. Give $20, get $20 Get your credit score coming soon Get double cashback Earn rewards on every spend DO NOT OPEN A SABLE ACCOUNT, These people are really really bad the customer is horrible they will never respond to you they will never help you I never seen more disgusting people than this avoid them do not listen YouTube or any other advertisement if you and you they will never help you if you don't understand something they will never call you or even send it to you the email you sent it to them go to hell b****. Really poor customer service. sable has no same day support,if you have a question or other reason for calling it will not be addressed by a human at sable for at least a day.i guess you could read the articles they point you to in response to your message for a day or two. No time to stand in line at the bank? They get all of your information. The Secured Sable ONE Credit Card offers 2% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. It has been 9 days, I have had 14 online chat conversations, a total of 37 emails back and forth. Mobile check deposit is a mobile banking tool that allows you to deposit checks to your bank account using your mobile device. Miscellaneous Link an external account to Sable or manage existing linked accounts How to make transfers from Sable using Wise Fees for sending funds via Wise What's the exchange rate being used for Wise transfers? Sable Bank doesn't offer mobile check deposits via its app, but you can move money into and out of your account using the following methods. I have been treated with complete disrespect, and told I just need to be patient. They wouldnt give me back my security deposit nor even though I wont dispute they didnt refund the total of the charge that originally hit account which makes no sense on top of the interest they charged they didnt refund. How to Make a Mobile Deposit Step 1 Sign the back of your check Step 2 Take a photo of the front and back of your signed check Step 3 Upload your check into the Axos Bank mobile app Fast, Secure, and Free Mobile banking that's built for you Convenient: Deposit checks anytime, anywhere. I'm also reporting them to the BBB, My application was rejected with no reason. This card is great for cash back for secured cards. Sign the check and write For Mobile Deposit Only- SmartBank. So, I added my Sable debit card, transferred money into CashApp, and cashed out in CashApp -- and the money went back into my other bank account, and I was charged a fee. 1. Run as fast as you can. Shut down my account after I made a Wire transfer of over 160K into the account, saying "Following a thorough review of your account history and activity, we are unable to service this account any longer and your account will be terminated." Use your Sable app to switch anywhere between 10% to 100% of your payroll direct deposit to your Sable bank account. Items greater than $2,500 will generally not be accepted through Mobile Check Deposit. Sign the check and write "For Mobile Deposit Only- SmartBank". Get the credit you deserve, the perks you want and the security you expect. Verify that the check amount and written amount match. Well 2 weeks later I still don't know why my account was closed and I still haven't received my money. They false advertise because they do not help build credit! That is the only reason I gave two stars. I have had Sable for roughly 2 years now and out of the 20 digital banking apps so far, this is one of the worst. Ive sent emails, Ive done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. Products may not be offered in every state. Stay far away! Lets work together and stop this from happening to other goodnpeoome. We apologize for any inconvenience. Allows you to make check deposits anytime, anywhere with the SmartBank mobile app. However, you will find mobile check deposit limits at big and small banks and fintechs. His work has been featured in print magazines and high-impact websites. I received an international wire transfer over 6 business days ago and they are requiring proof of address and a copy of the wire transfer from the sender like what the hell? Their company is rapidly failing not holding up to their agreement. Please never work with them for your safety. Shes psyched about teaching others how to manage their money in a way that aligns with their values and has been quoted in Bankrate. Depositing funds has never been easier, in fact its a snap! No communication, no customer service, no access TO MY OWN MONEY! Available for Apple and Android products. Sable partners with Mastercard for its debit card, which means you can use the card to make purchases everywhere Mastercard is accepted. They buy all their reviews on google/youtube to make it look like it's a good card when in reality it's a piece of s*#t :). I will try to build more history and also started a credit builder loan with Self. Your bank will likely communicate with you via email, snail mail, or text if there are changes to mobile deposit limits. No being stuck without answers on how to get the documents you need. Don't trust this company. Worst customer service you could imagine. Endorse the back of your check . The list of retailers includes CVS, Walmart, RiteAid, Walgreens, Safeway, Dollar Tree, Dollar General, Kroger and more. But I keep having problems. That said, you should be aware of some other risks to mobile deposits. To ensure the security of your mobile . This Company is a nightmare and don't you dare put your money in it. to happen. We answer these questions and more in this article. If you like using mobile deposit or are interested in learning more about how it works, youve come to the right place. What a pathetic excuse for an emerging FinTech. Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons Ally Bank 7. After ~5 months of "using" Sable I was out. I found out only because I have credit monitoring. Download the Wells Fargo Mobile app to your smartphone. All other purchases qualify for 1% cashback. Or, use the Deposit Checks shortcut. They will lock your account without a reason, they pick which accounts to send their physical credit cards to with no guidelines. I followed their instructions to the letter once and ended up paying a processing fee to transfer funds into and back out of my SAME bank account (not the Sable one) because CashApp doesn't let you transfer funds to your Sable debit card -- even though the Sable "help" article says it does. Deposit accounts must be open at least 30 days to make a deposit. Signup was easy. They would not give me my cards, it been over two months an sable closed my account that I was trying to build credit with, when I kept trying to get ahold of them they finally said they closed it. Also it was misleading when I signed up for the secure credit card I thought it was going to work somewhat like the time credit card where it works simultaneously with your checking account. It is a mobile-only app with no web access, no support except email with 24 hrs turnaround time, confusing FAQs that describe features not present in the app etc. They will lock your card without authorization and treat you like you're trying to commit fraud when you answer all their questions in full and ask for your account to be restored. I broke no rule whatsoever and never got anyone on the phone!!!